intracoastal bank 5-year-anniversary

Give Thanks at Thanksgiving

Thanksgiving is just around the corner! Soon we will be feverishly preparing those much-anticipated annual feasts. We will be reviewing our cherished Turkey Day recipes, preparing our grocery lists, inviting our guests and calling “dibs” on the most comfy chair in the house to watch the infamous Macy’s Thanksgiving Day Parade.

Sadly, this holiday has lost some of its meaning over the years. It’s become an increasingly thinner slice of the celebration it was originally meant to be, sandwiched somewhere between the marketing machines of Halloween and Christmas. In many ways, Thanksgiving has become a few days of respite before the craziness of Christmas-Hanukkah-Kwanzaa unfolds.

I recently stumbled upon an extremely poignant quote by H.U. Westermayer, which I believe aptly sums up the true meaning of Thanksgiving, as it was originally intended by those who gave birth to this celebration over 390 years ago:

“The Pilgrims made seven times more graves than huts. No Americans have been more impoverished than these who, nevertheless, set aside a day of thanksgiving.”

With these sobering words in mind, let’s all take time to give thanks for our many blessings – our health, family, home, friends, job and having food on the table.

In honor of this holiday, I thought I’d give you a few creative ideas/ways to give thanks that I recently found in an article in Better Homes and Gardens. I hope you find these crafts fun to make and will make at least one of them part of your Thanksgiving tradition.

Wine Glass Tags – Print out leaf-shape pattern (you can find one on the Internet) onto fall-color papers, cut out, and punch a hole at the base of each leaf. Ask guests to pick a leaf and write a word or short phrase describing something they’re thankful for, such as “family” or “good health.” Attach leaves to the wineglass stems using lengths of gold cord or raffia.

Notes of Appreciation – For those who can’t be at your Thanksgiving table, set pen to paper to tell them they’ve made a difference in your life this year. Print these Thanksgiving designs to make lovely foldable cards for your thank-you notes.

 A Thanksgiving Tree – Stick bare branches into a pitcher filled with sand. Make ornaments from paper cutouts by punching a hole in the top of each one and tying ribbon through it. In addition to asking guests to share their thankful thoughts, ask them to sign their name and date their ornaments. Save the Thanksgiving ornaments as mementos for the coming years.

 A Journal – Craft a paper journal to record a Thanksgiving celebration. Pass the journal among guests to capture their sentiments and memories. Start your own anthology and make a journal each year. When Thanksgiving comes around again, bring out the old journals and reminisce.

Paper Placemats – Simple pieces of construction paper become expressions of thankfulness. Ask kids to write the things they are thankful for on the pieces of paper, which they can use as place mats for the Thanksgiving meal.

Gracious Giving – Extend the generous spirit beyond your gathering of friends and family. In the weeks before Thanksgiving, pick a charity to contribute to, such as a food pantry or homeless shelter. Ask guests to bring items to donate. (Be sure to give advance notice about the project so it’s not a last-minute surprise.) Place a large basket for collecting donations near the front door or close to the main Thanksgiving festivities.

For more creative Thanksgiving craft ideas visit bhg.com

So as we begin preparations to celebrate this most special day with our families and friends, let’s take time to be mindful of the original meaning of this day and be ever thankful for our many blessings.

From my house to yours, Happy Thanksgiving!

We All Scream for Ice Cream!

There is nothing that sings summer’s praises like ice cream – the “Great American Dessert.” Although many of us delight in this sweet icy treat all year long (for some of us, and I’m not mentioning any names, it’s one of our favorite guilty pleasures), summer seems to set the perfect stage for this longstanding frozen delicacy.

In 1984, President Ronald Reagan designated July as National Ice Cream Month and the third Saturday of the month as National Ice Cream Day. So with this in mind, I thought I’d begin the month by talking about one of America’s most popular summer desserts so we can spend the remainder of the month…summer just enjoying it.

I thought I’d start with a brief history lesson so to speak… the origin of ice cream. Then I thought I’d wrap it up with one of my favorite peach cobbler recipes – the perfect complement to your favorite ice cream. This is a summer combination sure to beat the notorious Florida heat!

Okay, let’s get started!

Ice cream’s origins date as far back as the second century B.C. Alexander the Great was known to enjoy snow and ice flavored honey with nectar. There are also Biblical references showing that King Solomon enjoyed flavored ice drinks during harvesting. During the Roman Empire, Nero Claudius Caesar frequently sent runners into the mountains for snow, which was then flavored with fruits and juices. Actually, this may have been the birth of the smoothie.

Over a thousand years later, Marco Polo returned from the Far East with a recipe that closely resembled what is now called sherbet. It is thought that this recipe evolved into ice cream sometime in the 16th century. It seems that England may have discovered ice cream at the same time or earlier than the Italians. Historians report that “Cream Ice,” as it was called, was served regularly to Charles I during the 17th century. France was introduced to this frozen dessert in 1553 by the Italian Catherine de Medici when she became the wife of Henry II of France. In 1660 ice cream was made available to the public at Café Procope, the first café in Paris. It was made from a recipe of blending milk, cream, butter and eggs.
Shortly after, the dessert was imported to the United States. During this time, many famous Americans were known to have served ice cream to their guests including George Washington, Thomas Jefferson and Dolley Madison. Records kept by a Chatham Street, New York merchant show that President George Washington spent approximately $200 for ice cream during the summer of 1790. President Thomas Jefferson was said to have had a favorite ice cream recipe that resembled today’s Baked Alaska. In 1813, Dolley Madison served a scrumptious strawberry ice cream creation at President Madison’s second inaugural banquet at the White House.
The first ice cream parlor in the U.S. opened in New York City in 1776. American colonists were the first to use the term “ice cream.” The name came from the phrase “iced cream” that was similar to “iced tea.” The name was later abbreviated to the name we know today.

Until 1800, ice cream remained a rare and exotic dessert enjoyed mostly by the affluent. However, by 1851 manufacturing ice cream became an industry in America due to the pioneering of a Baltimore milk dealer named Jacob Fessell.

Like other American industries, the production of ice cream and the accessibility to the general public grew due to several technological innovations such as steam power, refrigeration, the homogenizer, electric power and motors, packing machines, and new freezing processes and equipment. Today the annual production of ice cream in the U.S. is over 1.6 billion gallons.

Now that you have enough ice cream history to cause a “brain freeze,” let’s get to the cobbler recipe so you can perform your American duty – consuming your portion of the 1.6 billion gallons that is.

Happy National Ice Cream Month to all of you!

Easy Peach Cobbler

Ingredients:
Two 15 oz. cans sliced peaches in syrup
½ cup (1 stick) of butter
1 cup of self-rising flour
1 cup of sugar
1 cup of milk

Directions:
Drain 1 can of peaches; reserve the syrup from the other. Place the butter in a 9”x 12” ovenproof baking dish. Heat the butter on the stove or in the oven until melted. In a medium bowl, mix flour and sugar. Stir in milk and the reserved peach syrup. Pour the batter over the melted butter in the baking dish. Arrange the peaches over the batter. Bake for 1 hour. Note: the cobbler is done when the batter rises around the peaches and the crust is thick and golden brown.

Serve warm with your favorite ice cream and enjoy!

It’s Time to Celebrate!

Time really does fly by when you’re having fun. I can’t believe we are about to celebrate the bank’s five-year anniversary. I feel like this celebration is more of a birthday than an anniversary because it’s really about the birth and tremendous growth of Flagler County’s first truly hometown bank – Intracoastal Bank.

When we opened our doors on June 16, 2008, we were myopically focused on one goal – to become Flagler County’s best (not biggest) bank.

As I am writing this today, I’m extremely excited and proud to say that we’ve achieved that goal and more. Due to the selfless dedication of our staff, the unwavering guidance of our board and the overwhelming loyalty and encouragement of our customers, Intracoastal Bank has (home) grown into the best banking institution in Flagler County!

A celebration would not complete however, without looking at what we – our staff, our board and our customers – have accomplished over the last five years. Incredibly, the list is long, so I thought I’d hit on a few of the highlights.

- We have grown from 10 employees to 24 employees currently on staff.

-We started the bank with no deposits or loans. Today we have approximately $187.3 million in assets, $168.4 million in deposits and $97 million in loans.

-We’ve been rated a five-star bank by Bauer Financial consistently over the past five years.

-We’ve remained committed to the betterment and economic welfare of our community. Our staff is involved in many charitable and professional organizations to include:
Flagler County Education Foundation
Take Stock in Children
United Way of Volusia/Flagler Counties
United Way of Flagler County Women’s Initiative
Flagler Habitat for Humanity
Flagler County Chamber of Commerce
Flagler County Homebuilders Association
Rotary International
Volusia Manufacturing Association
Center for Business Excellence

-We’ve been honored with the News-Tribune’s Readers’ Choice Award – voted the area’s best bank in 2010, 2011 and 2012.

-We offer leading-edge technology and banking programs. In an environment marked by incessant change, we continue to bring our customers state-of-the-art services and innovative banking solutions to make banking convenient.

We have made monumental strides in our first five years. But you can be sure; we have no intention of resting on our laurels. Over the next several months we will be unveiling several new programs/services. Some of these include payroll services for our business customers as well as a new program dedicated to our medical and executive/professional customers. In addition, we will be evaluating the addition of a mobile capture program – enabling our customers to utilize their cell phones to make deposits.

Yes, we have much to celebrate. However, we couldn’t have done it without you, our loyal customers. As we move into the next five years and beyond much will change. But the one thing you can count on to remain the same is the overriding banking philosophy that brought us to where we are today – our dedication to our customers and to community where we live and work.

So please join me in celebrating how far we’ve come and more importantly, where we’re headed. I look forward to our very bright future with all of you.

Thank you for the fun. Here’s to our first five years together and the exciting ones yet to come!