October: National Cyber Security Awareness Month

October is National Cyber Security Awareness Month.  This annual campaign, which began in 2003 as a collaborative effort between government and industry, was created to raise awareness about the importance of cyber security.

Whether we realize it or not, today, the Internet touches almost every aspect of our daily lives. National Cyber Security Awareness Month (NCSAM) serves to engage and educate both the private and public sectors, through events and initiatives, of the importance of cyber security. Through tools and resources the objective of NCSAM is to increase the awareness of safe online practices and resiliency of our nation in the event of a cyber incident.

With recent legislation and support from the White House, there is an even stronger focus on consumers and their cyber safety. Consequently, this month also marks the 7th anniversary of the STOP. THINK. CONNECT. campaign.  Each year, NCSAM highlights the overall message and capstones of this campaign – Keep a Clean Machine, Protect Your Personal Information, Connect with Care, Be Web Wise, Be a Good Online Citizen, Own Your Online Presence and Lock Down Your Login – and offers the following tips to stay safe online.

Watch for Malicious Email/Spear Phishing

A malicious email can be disguised, looking just like it comes from a financial institution, an e-commerce site, a government agency or any business. It typically urges you to act quickly, often by supplying a link in the email, because one of your accounts has been compromised or your online order cannot be fulfilled without additional information or some other urgent matter requiring your immediate attention.

Spear Phishing involves highly specialized attacks against specific targets or small groups to collect information or gain access to data systems. Once they’ve gained access to the network (e.g. a business’ list of customers), they can launch a phishing attack, posing as the business, and sending emails to their customers that look authentic.

If you are unsure if an email is legitimate, try verifying it by contacting the company directly and/or searching for the company online. But, be sure to do this by not using the information provided in the questionable email.

Protect Yourself When Shopping Online

With the convenience of making purchases with the click of a mouse and next-day delivery to obtaining great deals on an endless catalogue of items, online shopping continues to grow in popularity. This convenience, however, also makes it lucrative for scammers to trick buyers into paying for merchandise they will never receive and obtain your personal information for their financial gain.

Take the following safety precautions when shopping online:

  1. When purchasing items from a new website, read the customers reviews.
  2. When making purchases online, be alert to the kinds of information being collected to complete your transaction.
  3. Use safe payment options. Credit cards are usually the safest option when making purchases online. Credit card companies allow buyers to receive a credit if the product isn’t delivered or isn’t what was ordered.
  4. Always read the return policies to know what to expect if your purchase experience doesn’t go as planned.
  5. When shopping online, make sure the site is security enabled.

In addition to the safety precautions mentioned above, limit the type of business you conduct over open public Wi-Fi connections, including logging into accounts like email and banking, and adjust the security settings on your phone or tablet to limit who can access them.

Keep Security Software Current 

Having the latest security software, web browser and operating system is the best defense against viruses, malware and other online threats. In addition to computers, your smartphones, gaming systems and other web-enabled devices also need protection.

Use Unique Passwords 

The best passwords are the random ones…the ones that are the most difficult for you to remember and the cyber criminal to crack. So, mix it up – use variations on capitalization, spelling, numbers and punctuation. Avoid using names, places and dictionary words and never reuse the same password.

With this said, don’t leave notes with your passwords on your computer or your desk. If you choose to save passwords in a file on your computer, create a name for the file that won’t give it away. If you have a difficult time remembering multiple, unique passwords, use a trusted password manager. Be sure to check out the reviews and reputation of the service.

Data Backup 

Today, our digital devices house vast amounts of our important and cherished data. While very convenient, storing all this on our computer or mobile device comes with the risk of being lost. Data can be lost in many ways including computer malfunctions, theft, viruses, spyware, accidental deleting and even natural causes.

So, it’s important to back up your files – make copies of your data, select the hardware or method of storage and safely store the device that holds your copied files – on a regular basis.

 

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